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Contemporary Parenting Questions

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Last updated on 11/19/08

How can I teach my child about the value of money?

In school, children may learn that the United States has a capitalist economy. They also may learn about historic events such as the Great Depression, but many kids are clueless about how the economy operates. They have a hard time understanding the value of money and may not understand why it is necessary to save up. Kids have always been affected by the economy, but recently, children have felt it even more. Many families are having money troubles these days. For some, it may be felt in small ways, like going to the movies less often or using more coupons at the grocery store. For other kids, however, money problems are causing bigger changes, such as a parent taking on a second job or the family having to move to a different, less expensive house.

Although it may be hard to speak to your children about money troubles, it is important for kids to be well informed. Kids can help the family deal with an economic crisis by being cost conscious and understanding the necessary cutbacks. Never underestimate your children; they can understand many aspects of money and the economy and are willing and ready to learn.

In the Jewish Community

The Jewish community has not been exempt from the economic crisis. Jewish-owned stores reported a decrease in sales over the past few months, and the Monsey Trails, a bus service that travels daily from Monsey to Manhattan and Boropark, said that significantly fewer commuters take the bus due to job lay-offs. Many parents are struggling to pay the tuition bills, and Tomche Shabbos, an organization that provides food and other necessities to needy families, is busier than ever before. Parents who wish to save money must explain the current economic situation to their kids as well as the value of money. Children want to help their families and will feel proud to spend less, once they know the reasons why.

Use the following links to learn how to educate your child about the economy. Access organizations and website geared specifically for children and education about the economy.

Frequently Asked Links

What should I teach my child about the economy?

Should I bring up the subject of a troubled economy with my kids?

How can I explain the current economic situation to my children?

Should I tell my child about the family’s finances?

How can I teach my kids about the true value of money?

How can I teach my child to manage money appropriately?

What can my teen do to deal with the tough economy?

How can I help my teen get a summer job?

How can my child give inexpensive gifts?

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Resources

Parenting Resources for the Jewish Community

Compiled by Rabbi Yakov Horowitz

Consolidated Credit Counseling Services
http://www.debtfree.org
This group's mission is to assist families throughout the United States in ending financial crisis and to solve money-management problems through education and professional counseling.

The National Consumers League
http://www.nclnet.org/
A private nonprofit advocacy group, the National Consumers League represents consumers on marketplace and workplace issues.

Youth at Work
http://youth.eeoc.gov
This website is designed to teach you about some of your rights and responsibilities as an employee, including what you can do to help prevent discrimination in the workplace.

Rabbi Horowitz does not endorse any external sites or monitor or approve content on these sites. When considering information presented here, you should consult your experts to determine what is best for you. Our sole purpose is to help you access information that Rabbi Horowitz and others have made available on the internet.

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